Upstart

Upstart Holdings, Inc. operates a cloud-based lending marketplace that connects consumers, lending partners and auto dealers, using its AI models for credit-risk underwriting, verification and fraud detection. Lending partners remain the lenders and originators of Upstart-powered loans.

Products recorded

• Upstart AI Lending Marketplace

  Registry label derived from Upstart's own repeated descriptive term "AI lending marketplace" (written in lower case by Upstart; not established as a registered product name or trademark). Upstart provides "lending partners and auto dealers with access to a proprietary, cloud-based, AI lending marketplace". Lending partners pay platform fees for its usage, which "includes collection of loan application data, underwriting of credit risk, verification and fraud detection, and the delivery of electronic loan offers and associated documentation". "Consumers primarily access Upstart-powered loans through Upstart.com".